Insurance for MV`s is an essential part of vehicle ownership, mandatory if the vehicle is to be driven on the roads or attend MVT events.

MV insurance is a niche market, with a limited number of Insurers prepared to cover such vehicles, however, because of the relatively low (insurance) risk of these vehicles, and a competitive market for the business, premiums have remained low.

Owing to the size of the market, very few (if any) Insurance Companies will deal directly with vehicle owners. They market their policies via regulated Insurance brokers or Intermediaries.

The Insurers base their premiums on numerous risk factors – vehicle type, performance, value, usage, mileage, claims history, repair costs (parts and labour), legislation, etc. 

To assess each type of vehicle individually would be a very expensive exercise for the insurance industry, so they group them together. These groups include – Classic cars, American cars, Kit cars and of course Military Vehicles. Generally the insurers will make educated assumptions regarding the risks associated with each group on which they will base their premiums. These risks are constantly being re-assessed.

There are several Insurers who will offer cover specifically for MV’s, the choice of insurer/policy must be made by each individual member to suit their own circumstances. 

Current Insurance regulation means that the MVT is unable to recommend any particular Insurer, however, the MVT will assist in the process by encouraging all Insurers to actively promote themselves to the membership in a clear and transparent manner. 

We recommend you obtain as many quotes as poosible to ensure the policies they offer cover your requirements. You need to shop around to find the company that best meets your needs.

Below are some of the companies offering military vehicle insurance:

Please note that any text contained below on this page has been supplied by the Insurance Companys for information purposes and does not imply a recommendation by the Military Vehicle Trust.

Cherished Vehicle Insurance understands the passion that military vehicle owners & collectors have for their vehicles, which is why we have enhanced our products.

Cherished Military Vehicle Insurance can provide cover to suit the needs of today’s ex-military vehicle enthusiast, with a range of benefits that include:

  • Comprehensive Member to Member Driving of other Vehicles cover**
  • Free 90 days Comprehensive EU driving cover
  • Free and simple Agreed Value option
  • Multi vehicle policies available
  • NIL Accidental Damage Fire & Theft excess
  • Military Vehicle Breakdown Assistance policies available including Heavy Breakdown to Include your tractor units***


**Subject to both parties being insured with Cherished Vehicle Insurance’s Military Vehicle scheme.

***Subject to use being solely for social domestic and pleasure.

For more information go to the Cherished Vehicle Insurance website

or Telephone 0333 003 8161

Calls to 0333 numbers are charged at ‘normal’ rates from landlines. They are also normally included in call allowances on mobiles.

Cherished Vehicle Insurance Services is a trading name of A-Plan Holdings who are authorised and regulated by the Financial Conduct Authority. Registered office: 2 Des Roches Square, Witney, OX28 4LE. Registration number 750484

Heritage Classic Car Insurance for military vehicles

Providing competitive UK-based motor cover for decommissioned ex-military vehicles from all over the world.

Benefits to Military Vehicle Trust members:

  • 15% members’ discount
  • Free agreed value service
  • Salvage retention as standard
  • Cover for participation in shows, events and rallies
  • Breakdown for vehicles over 3.5t available
  • Can cover drivers aged 21-24 if Military Vehicle Trust members


For more information and a no obligation quote, click here or give us a call on 0121 248 9229.

Free Skytag GPS tracker unit

Exclusive to Heritage customers is the offer of a free Skytag GPS tracker device, which can locate and track your vehicle anywhere in the world within metres. Skytag can provide the police with live, real-time location data in the event of a theft, increasing the chance and speed of recovery. Depending on the tracking package you choose, you can get text alerts if your vehicle moves, alerting you to potential theft.

GPS tracking device free of charge. Skytag is a subscription-based service. For more information, call Heritage on 0121 248 9229.

Adrian Flux Insurance Services are pleased to announce their association with the MVT 

Due to the type of vehicles insured, all our policies are designed especially for the out of the ordinary and our staff have a high degree of knowledge in this field. This is not an on-line quotation system using computer rates. Instead each risk will be individually calculated by our expert staff. 

Why choose Adrian Flux Insurance Services? 

For the past 40 years Adrian Flux Insurance Services has developed into one of the country’s leading agents for Specialist Motor Insurance, providing services dedicated to the specific needs of our clients. This enables us to offer all drivers’ competitive premiums and excellent service coupled with special discounted rates for car club members.

Our ‘specialist’ schemes enable us to provide very competitive premiums and added benefits such as free legal cover.  

Call today on 0800 089 0035 or click through on the banner and mention you are part of the MVT.

Ex-Military Vehicle Insurance

Here at Graham Sykes Insurance we have been looking after insurance for clients for the last 37 Years. As well as an experienced specialist vehicle insurance provider we also provide insurance cover so that MVT members can do so much more than take your vehicles to a show. It has been and still is both a pleasure and a privilege to be able to provide this service to the oldest and largest military vehicle club in the world. 

We pride ourselves in delivering great quotes for all your military vehicles in a timely and officiant manner . Whether you have one pride and joy or a fleet of them (including ex-military bikes and trailers) you are just one call away from a quote.

The businesses has been built on devotion, enthusiasm and  competitive insurance for ex-military vehicles, it is something we take very seriously and we will work hard to make sure we deliver a quote that is perfectly matched to you and your ex-military vehicle.

Why not call one of my team now on 01395 255100 or follow the link above, don’t take my word for it, try it for yourself!

When the worst happens don’t get caught out get covered.

Uninsured heavy vehicle recovery can be extremely expensive if you are not insured for it.


Get a quote today and get covered straight away.

  • Prices from £20

  • Choice of Cover Levels

  • No Personal Details for Quote

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